With El Nino making it more likely that California residents and businesses might experience water damage in homes and buildings, it's a good time to get your paperwork in order and understand how you might seek compensation if such damage occurs. One thing worth checking on is whether you have — or qualify for — flood insurance. Flood insurance can help cover any damages from storm water issues.
While an official list doesn't really exist, construction defects can be categorized into four major types. Each type can come with different considerations with regard to liability and lawsuit requirements, which is why it's important to understand what type of defect you are dealing with.