During the real estate purchase process, you should always have a professional inspection completed to ensure there won't be any stressful or expensive surprises in your near future. This is true whether you buy a home from a current resident or whether you have someone build a brand new home for you. But you should also inspect new construction and remodels on your home yourself so you know what questions to ask your contractor or inspector.
According to the National Oceanic and Atmospheric Administration, the current El Nino, which has been a fairly strong one, is likely in its swan song. Predictions are that the El Nino, with its storms and wet weather, has a few more months before it cycles into a more neutral weather pattern.
When you move into a condo complex or other location that has a homeowners' association, you probably have to agree to certain things up front. By moving into the home, you are usually acknowledging that you have read, understand and agree with the rules governing the HOA.